Frequently Asked Questions

  • I offer student loan planning support through customized student loan plans and as-needed (optional) support by the hour afterward.

    I don’t currently offer any comprehensive financial planning services.

  • Most of my clients have 6-figures of student loan debt and are pursuing forgiveness, either through Public Service Loan Forgiveness (PSLF) or an income-driven repayment (IDR) plan.

  • I combine a thoughtful, human-centered approach with clear communication and reliable results. You can expect clear, step-by-step instructions for everything I recommend.

    You also only ever work with one person (me!), and I strive to respond to emails within 24-48 hours.

    I also offer optional, ongoing support once the initial student loan plan is complete, which is billed by the hour.

  • You will feel valued, heard, and understood throughout the entire process. I strive to be your biggest student loan supporter, from start to forgiveness.

  • Sometimes! However, I charge an additional $100 to the student loan plan cost. If you’d prefer to meet later at night or on a weekend, please email me at emma@octoberloans.com to discuss further.

  • If I have time, yes! Please email me at emma@octoberloans.com to inquire further.

  • I take on a limited number of clients to ensure I provide the best customer service and client experience possible. I also teach full-time at UW-Madison. With that said, I’m usually booked out at least 3-6 weeks in advance.

  • You can reach me at emma@octoberloans.com.